NCRA Comments on Calif. Proposed CRA Rule

NCRA Comments on Calif. Proposed CRA Rule

In February 2026, NCRA filed a comment with the California Department of Financial Protection and Innovation (DFPI) in connection with an advance notice of proposed rulemaking. The rulemaking is PRO 07-24. On January 12, 2026, the California Department of Financial...
States Requiring CRAs to Register

States Requiring CRAs to Register

There are four states that require CRAs or credit bureaus to register with the state. No state requires CRAs or credit bureaus to obtain a license.  Maine.  Under Maine law, “[t]he administrator, within the limits provided by law, may… Request registration and annual...
Maine Rulemaking on CRA Registration

Maine Rulemaking on CRA Registration

In September 2022, CDIA filed a comment to the Maine Department of Professional and Financial Regulation (PFR). In that state, the Bureau of Consumer Credit Protection issued a proposed agency rule Chapter 704. The proposal would create a new provision, 02.030.704, to...

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