CRS Report: Fannie Mae and Freddie Mac Adopt Alternative Credit Scores

CRS Report on BNPL

In February 2026, the Congressional Research Service issued a paper, Buy Now, Pay Later: Policy Issues and Options for Congress.  
CRS Report: Fannie Mae and Freddie Mac Adopt Alternative Credit Scores

CRS Report: Preemption and Privacy Law

In August 2025, the Congressional Research Service published a report, Preemption and Privacy Law (R48667), authored by Chris D. Linebaugh. While Congress may displace state law when it is acting within its enumerated constitutional powers…Congress has largely chosen...
CRS Preemption Report

CRS Preemption Report

In May 2023, the Congressional Research Service issued a report, Federal Preemption: A Legal Primer. The report discusses express, implied, field, and conflict preemption. The report discusses the terms in federal statutes that are commonly used to preempt state law....

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