by Eric J. Ellman | Aug 11, 2022
In 2022, Todd Zywicki published an article, Government Credit-Rating Monopoly? If you like the DMV and TSA, you’ll love giving government sole control of credit reporting. Now a law professor at George Mason’s law school, Zywicki served as the Director of the...
by Eric J. Ellman | Aug 2, 2021
A report released July 2021 by the Policy and Economic Research Council (PERC) on the dynamics between private credit bureaus (PCBs) and public credit registries (PCRs) found growing global momentum to strengthen PCRs. The report, titled “Are Expanding PCRs Crowding...
by Eric J. Ellman | Jul 20, 2021
Paul Randall, the CEO at Creditinfo Group, wrote a very astute blog posting recently, Financial Inclusion Cannot Be Achieved by Public Credit Registries Alone. The company is based in Prague, where there is a long history of government control over the daily lives of...
by Eric J. Ellman | Jun 25, 2021
In June 2021, the House Financial Services Committee held a hearing, A Biased, Broken System: Examining Proposals to Overhaul Credit Reporting to Achieve Equity. On the agenda was H.R.___, Protecting Your Credit Score Act by U.S. Rep. Josh Gottheimer (D-NJ); H.R....
by Eric J. Ellman | Jun 2, 2021
In June 2021, the American Action Forum concluded that The business model and services provided by the public credit reporting agencies are not without flaw, and the Biden Administration and Congress could, via legislation and oversight, continue to work to address...
