by Eric J. Ellman | Mar 22, 2026
In February 2026, the Congressional Research Service issued a report, Fannie Mae and Freddie Mac Adopt Alternative Credit Scores.
by Eric J. Ellman | Mar 4, 2026
Experian imposes another price increase on mortgage credit reports, resellers say Resellers say the increase follows other hikes at the start of 2026 and comes at an unusual time in the contract cycle March 2, 2026, 4:35pm by Flávia Furlan Nunes Article Summary...
by Eric J. Ellman | Feb 28, 2026
In February 2026, Deep Future Analytics issued a report, Economic Benefits of Score Market Competition for Conforming Mortgages: Competition for Conforming Mortgages Price Compression and Substitution Effects Under Heterogeneous Lender Adoption. The report was...
by Eric J. Ellman | Feb 3, 2026
In Feb. 2026, the Housing Policy Council (HPC) released hundreds of pages of heavily redacted documents showing that in 2022, FHFA ordered Fannie and Freddie to approve Vantage Score 4.0, over opposition from those entities. The documents also show that the GSEs found...
by Eric J. Ellman | Dec 7, 2025
In November 2025, FICO announced that, “in collaboration with FHFA, and the GSEs, [the company has] recently achieved a key milestone on the path to support the mortgage industry’s implementation of FICO® Score 10T by reaching agreement on the terms and conditions for...
