by Eric J. Ellman | Sep 14, 2026
In August 2026, Pew issued a report, Mortgage Lending Standards Are Too Tight. According to the report, Mortgage lending standards have remained tight overall since 2013. Although borrowers now take on more debt as a share of their income than ever before, they must...
by Eric J. Ellman | Jul 31, 2023
In July 2023, the CFPB issued a blog (Alexei Alexandrov, Alyssa Brown, and Samyak Jain), Looking at credit scores only tells part of the story – cashflow data may tell another part. The basic theme of the blog is summed up in the second paragraph, Cashflow data...
