by Eric J. Ellman | Jul 13, 2026
MBA findings add pressure on tri-merge status quo By Bonnie Sinnock, July 10, 2026, 3:53 p.m. EDT A switch from the industry’s standard tri-merge to a single-credit file could be done in such a way that loan-level price adjustment variations would be within...
by Eric J. Ellman | Feb 3, 2026
On Feb. 3, 2026, MBA Newslink had a post, To the Point With Bob: Why It’s Time for Competition for Credit Scores and Reports.
by Eric J. Ellman | Feb 3, 2026
On Feb. 3, 2026, MBA Newslink had a post, Broeksmit: A Strong Start to 2026–And Strong Words Regarding Credit Reporting #MBAIMB26. Broeksmit spoke passionately about MBA’s advocacy for ending the tri-merge and moving to a single-file reporting structure for certain...
by Eric J. Ellman | Feb 3, 2026
On Feb. 2, 2026, FHFA Director Bill Pulte replied “interesting” to a HousingWire post, “MBA’s Broeksmit says credit bureau trade group ‘gaslit’ mortgage industry.” The HousingWire story begins: Mortgage Bankers Association (MBA)...
by Eric J. Ellman | Feb 3, 2026
On Feb. 2, 2026, FHFA Director Bill Pulte replied “interesting” to a HousingWire post, “MBA’s Broeksmit says credit bureau trade group ‘gaslit’ mortgage industry.”
