by Eric J. Ellman | Jan 28, 2021
In a press release, the Consumer Federation of America (CFA) “show[ed] that good drivers in Washington State face auto insurance penalties of 35% if they have Fair credit histories rather than Excellent credit, and those with Poor credit pay 79% more on average....
by Eric J. Ellman | Jul 31, 2017
In July 2007, the U.S. Senate Commerce Committee held a hearing, Oversight of Telemarketing Practices and the Credit Repair Organizations Act (CROA). There were six witnesses: Jerry Cerasale, Senior Vice President, Government Affairs, Direct Marketing Association,...
by Eric J. Ellman | Nov 18, 2015
Combining old data and new data, CFA [Consumer Federation of America] issued a release and a report in 2015 noting that “[g]ood drivers living in predominantly African American ZIP codes are charged significantly higher premiums than similar drivers in largely...
by Eric J. Ellman | Nov 27, 2014
In November 2014, several consumer groups wrote to the U.S. House Financial Services Committee expressing “strong opposition to H.R. 5446 [by U.S. Reps. Ed Royce (R-CA) and Rubem Hinojosa D-TX)], the misleadingly-named ‘Facilitating Access to Credit Act of...
