by Eric J. Ellman | Sep 7, 2025
In 2025, Maine tightened its mortgage trigger law. States with mortgage trigger laws: Arkansas (Act 263 (2025) amending §§ 23-39-502(26), 27, 513(18). Connecticut Idaho (Ch. 87 (2025) enacting § 26-31-211A. Kansas Kentucky Maine Rhode Island Texas Utah (amending §...
by Eric J. Ellman | Apr 19, 2024
On April 11, 2024, the CFPB sent a letter to Sen. Matt Lesser (D), the chair of the Human Services Committee, about that state’s medical debt ban bill, S.B. 395. The letter was signed by Brian Shearer, the CFPB’s Assistant Director, Office of Policy Planning and...
by Eric J. Ellman | Aug 11, 2023
In 2023, Connecticut passed S.B. 998, an omnibus housing bill. The legislation was driven, at least in part, by attempts to address so-called “junk fees.” The law, Conn. Code § 47a-4d: Defines a tenant screening report. Prohibits a landlord from...
by Eric J. Ellman | Jul 8, 2022
In 2007, New Jersey may have been the first state to pass a law addressing background checks for online dating operators. In 2007, the legislature passed the Internet Dating Safety Act. The law is codified at 56:8-168 et seq. The law also authorizes rulemaking by the...
by Eric J. Ellman | May 19, 2022
After lying dormant for many years, the mortgage trigger issue is having a modest resurgence, and must to the detriment of consumers who benefit from comparison shopping. Recent Congressional activity In May 2022, U.S. Rep. Ritchie Torres (D-NY) introduced H.R.7661,...
