by Eric J. Ellman | Jul 13, 2026
MBA findings add pressure on tri-merge status quo By Bonnie Sinnock, July 10, 2026, 3:53 p.m. EDT A switch from the industry’s standard tri-merge to a single-credit file could be done in such a way that loan-level price adjustment variations would be within...
by Eric J. Ellman | May 29, 2026
In general In May 2024, the Center for American Progress issued a report, Capping Rental Application Fees at $5. The report notes that “[h]ousing affordability sits at the center of the U.S. cost-of-living crisis. Rents remain near record highs, and renters need...
by Eric J. Ellman | Apr 30, 2026
In April 2026, the Broker Action Coalition issued a paper supporting portable credit reports. That paper followed the release of a paper, The Rising Cost of Credit Pulls.
by Eric J. Ellman | Apr 17, 2026
In March 2026,PolicyLink hosted a webinar, Building Powerful Data for Tenant Screening Protections, along with National Housing Law Project, National Consumer Law Center, and TechEquity. Building the case for strong tenant protections requires clear, credible, and...
