Op-Eds/Opinions on FCRA Rulemaking

Op-Eds/Opinions on FCRA Rulemaking

Medical debt John Heltman, Opinion, BankThink, CFPB has the right problem but wrong answer on medical debt proposal, Am. Banker, Nov. 28, 2023. John Heltman is the Washington Bureau Chief for the American Banker. Law enforcement Stewart Whitson, Op-Ed, The CFPB...
FCRA Rulemaking Comments Filed for SBREFA Process

FCRA Rulemaking Comments Filed for SBREFA Process

In October 2023, the CFPB convened its panel for the FCRA rulemaking process under the Small Business Regulatory Enforcement Fairness Act (SBREFA). CDIA filed a comment, as did other trade associations and businesses. Comments (non-SERs), non-exhaustive list AARP ACA...
FCRA Rulemaking Comments Filed for SBREFA Process

CFPB FCRA Rulemaking Starts with SBREFA Process

On September 15, 2023, the CFPB began the FCRA rulemaking process under the Small Business Regulatory Enforcement Fairness Act (SBREFA). The Bureau issued three documents: The Consumer Reporting Rule SBREFA Outline. This document provides an overview of the proposals...
FCRA Rulemaking Comments Filed for SBREFA Process

CFPB Data Broker RFI Comment Period Closes

The comment period for the CFPB’s data broker RFI closed in July. CDIA filed a comment in connection with this RFI. Nearly 4,000 comments were filed, mostly from individuals, rather than organizations. Many comments from individuals may have been generated by an...
FCRA Rulemaking Comments Filed for SBREFA Process

CFPB SBREFA Process

The CFPB has on its website a fact sheet on the SBREFA process. The Small Business Regulatory Enforcement Fairness Act (SBREFA) of 1996 provided new avenues for small businesses to participate in the federal regulatory arena. SBREFA created Small Business Advocacy...

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