by Eric J. Ellman | Mar 25, 2026
In March 2026, the American Enterprise Institute issued a report, The Credit Score Debate. The report highlights: A comparison of the predictiveness of VantageScore 4.0 and Classic FICO The problem of a premature two-score system Since there are large differences...
by Eric J. Ellman | Mar 25, 2026
In March 2026. the WSJ had an editorial, Another Bad Housing Idea. The MBA is “lobbying the Administration to let lenders underwrite mortgages based on a single credit report. The outfit says this would reduce borrower costs. Maybe, but taxpayers may pay a bigger...
by Eric J. Ellman | Mar 7, 2026
Dropping tri-merge reports hikes mortgage risk, paper claims By Brad Finkelstein February 20, 2026, 4:31 p.m. EST4 Min Read A paper from Andrew Davidson & Co. reportedly supports the notion that dropping the tri-merge credit report standard would result in...
by Eric J. Ellman | Mar 4, 2026
Experian imposes another price increase on mortgage credit reports, resellers say Resellers say the increase follows other hikes at the start of 2026 and comes at an unusual time in the contract cycle March 2, 2026, 4:35pm by Flávia Furlan Nunes Article Summary...
