Legislative News and Actions
This area provides a resource to visitors and members to find out more information about what legislation is currently before the house and the senate.
NCRA Position Papers
- 2017 CA FEHC Comment on proposed Rulemaking
- 2014 Sept NCRA Comments regarding CFPB Complaint Database
- 2014 NCRA Statement HFSC 9-114 Consumer Credit
- 2014 Fico 9.0 white paper
- 2014 PP - WA HB2537_SB6291 " An Act Related to Tenant Screening"
- 2014 PP - WA HB 1037 " An Act relating to cost recovery for public records)
- Equal Credit Opportunity Act Regulation B
- 2013 Introducing the QMCR - "Qualified" Mortgage Credit Report
- 2013 Credit Risk Comment
- 2013 NCRA Position - Problems in Credit Documentation for Short Sales June
- 2013 The Problem with HUD's Final Rule on Disparate Impact
- 2013 NCRA Position - Problems in Credit Documentation for Shorts Sales
- 2013 Medical Debt Responsibility Act
- 2012 NCRA Testimony to CFPB - Field Hearing on Credit Reporting
- 2012 NCRA Comment on the CFPB Proposed Rule
- 2011 NCRA - Position on Dodd Frank Reform QRM Requirements
- 2010 A Position on the Housing Crisis - The Foundation of the Housing Finance Industry is Flawed
- 2009 Testimony provided by Terry Clemans - 1 page Summary: A Comprehensive Review of the American Mortgage System
- 2009 Testimony Final: A Comprehensive Review of the American Mortgage System
- 2007 NCRA Testimony - Consumers' Ability to Dispute and Change Inaccurate Information
- 2006 NCRA Position on Data Security and Notification March
- 2003 NCRA Testimony to HUD RESPA Reform & the Economic Effects on Small Business
- 2003 AAI Report in Industry
- 2003 FCRA Position Paper Re-Authorization of the Fair Credit Reporting Act
- 2002 CFA - NCRA Credit Score Report
- 2002 NCRA on HUD's RESPA Reform Final Position
- 2001 Predatory and Sub-Prime Mortgage Lending - September
- 2001 NCRA Fannie Mae Position - Single Pull January
- 1994 NAICRA Survey/Study 3 Bureau VS 2 Bureau Residential Mortgage Credit Report
Regulatory Agencies
Federal Trade Commission - FTC
Consumer Financial Protection Bureau - CFPB
Housing and Urban Development - HUD
Testimonials
About NCRA and Member Testimonials
