by Eric J. Ellman | Sep 1, 2018
In September 2018, the BCFP issued an Interim Final Rule on the Interim Final Rule on the Summaries of Rights under the Fair Credit Reporting Act (Regulation V). In connection with that process, CDIA filed a comment to the Bureau. All comments can be viewed...
by Eric J. Ellman | Jul 12, 2018
On July 12, 2018, the U.S. Senate Committee on Banking, Housing & Urban Affairs held a hearing, An Overview of the Credit Bureaus and the Fair Credit Reporting Act. The two witnesses were Maneesha Mithal, the Associate Director for the Division of Privacy and...
by Eric J. Ellman | Aug 5, 2015
In August 2015, CDIA sent a letter to the CFPB asking it to postpone production of the CFPB monthly complaint report. In November 2015, CDIA sent a letter to the CFPB’s Office of Ombudsman making a similar request.
by Eric J. Ellman | Jul 30, 2012
In 2012, following an appeal by CDIA, CDIA successfully invalidated a New Mexico law that could have increased credit repair. The law would have allowed consumers to block allegedly fraudulent information from their credit reports prior to an investigation of the...
by Eric J. Ellman | Jul 22, 2011
In July 2011, the FTC issued a report, Forty Years of Experience with the Fair Credit Reporting Act: An FTC Staff Report and Summary of Interpretations. According to the FTC’s press release for the 40 Year History report, [t]he report offers a brief overview of...
