by Eric J. Ellman | Mar 25, 2021
In September 2019, CDIA filed suit against the State of Maine, challenging the validity of two new provisions of state law that (1) Change the way medical debt is reported to credit bureaus; and (2) Limit the reporting of adverse information about a consumer if that...
by Eric J. Ellman | Jan 5, 2021
On January 5, 2020, the CFPB’s Task Force on Federal Consumer Financial Law issued its report “with recommendations on how to improve consumer protection in the financial marketplace.” The Bureau covered the two-volume report with a press release....
by Eric J. Ellman | Dec 25, 2020
In March 2020, CDIA filed an amicus brief before the 9th Circuit in support of Equifax in its appeal of Sustrik v. Equifax. In its opinion, the 9th Circuit affirmed the district court’s dismissal of the Plaintiffs’ claims against Equifax based on an alleged failure to...
by Eric J. Ellman | Dec 25, 2020
In August 2019, CDIA filed an amicus brief before the Seventh Circuit in support of TransUnion in Denan v. TransUnion. As noted in the 3-0 decision in 2020 in support of TransUnion, the Court was asked “to decide whether §§ 1681e(b) and 1681i(a) of the FCRA...
by Eric J. Ellman | Dec 25, 2020
The U.S. Supreme Court found in favor of TransUnion in TransUnion v. Ramirez, holding that only plaintiffs concretely harmed by a defendant’s statutory violation have Article III standing to seek damages against that private defendant in federal court. CDIA filed an...