by Eric J. Ellman | Oct 1, 2022
There are four states that require CRAs or credit bureaus to register with the state. No state requires CRAs or credit bureaus to obtain a license. Maine. Under Maine law, “[t]he administrator, within the limits provided by law, may… Request registration and annual...
by Eric J. Ellman | Aug 19, 2022
In July 2022, the New York Department of Financial Services (DFS) issued proposed rulemaking, a second amendment to 23 NYCRR 500, Cybersecurity Requirements for Financial Services Companies. CDIA filed a comment in connection with this initial rulemaking. CDIA made...
by Eric J. Ellman | Aug 18, 2022
In August 2022, the New York attorney general’s office announced it is [continuing its] efforts to protect New York tenants by cracking down on ‘tenant blacklisting,’ or when landlords use housing court records as a basis to deny a potential tenant’s...
by Eric J. Ellman | May 19, 2022
After lying dormant for many years, the mortgage trigger issue is having a modest resurgence, and must to the detriment of consumers who benefit from comparison shopping. Recent Congressional activity In May 2022, U.S. Rep. Ritchie Torres (D-NY) introduced H.R.7661,...
by Eric J. Ellman | Oct 29, 2019
In October 2019, there was a legislative hearing in New York on the State’s Response to Federal Government Shutdowns. This is a hearing involving three committees: the Senate Standing Committee on Investigations and Government Operations (Chair, Senator James...
