by Eric J. Ellman | Feb 3, 2026
In Feb. 2026, the Housing Policy Council (HPC) released hundreds of pages of heavily redacted documents showing that in 2022, FHFA ordered Fannie and Freddie to approve Vantage Score 4.0, over opposition from those entities. The documents also show that the GSEs found...
by Eric J. Ellman | Mar 1, 2024
I assume that you saw that FHFA announced updates to the implementation of new credit score requirements for single-family loans acquired by Fannie Mae and Freddie Mac (the Enterprises). The FHFA added that [f]ollowing extensive stakeholder engagement and input, FHFA...
by Eric J. Ellman | Apr 26, 2023
In April 2023, the FHFA announced that it will shortly issue a Request for Input (RFI) on multifamily tenant protections. Previously, FHFA announced in the White House Blueprint for a Renters Bill of Rights that the Agency would conduct a public stakeholder...
by Eric J. Ellman | Aug 5, 2022
In August 2022, A Wall Street Journal story noted that “[d]uring a three-week period this year, Equifax sent faulty scores to lenders, resulting in higher interest rates and denied applications.” The Journal story is Equifax Sent Lenders Inaccurate Credit Scores on...
by Eric J. Ellman | Feb 22, 2022
FHFA has announced that it is holding a Public Listening Session on Credit Score Models on March 1, 2022. According to the announcement: FHFA is hosting a public listening session on the potential transition to a new credit score(s), pursuant to the Validation and...
