by Eric J. Ellman | Feb 3, 2026
In Feb. 2026, the Housing Policy Council (HPC) released hundreds of pages of heavily redacted documents showing that in 2022, FHFA ordered Fannie and Freddie to approve Vantage Score 4.0, over opposition from those entities. The documents also show that the GSEs found...
by Eric J. Ellman | Feb 3, 2026
On Feb. 2, 2026, FHFA Director Bill Pulte replied “interesting” to a HousingWire post, “MBA’s Broeksmit says credit bureau trade group ‘gaslit’ mortgage industry.”
by Eric J. Ellman | Jan 5, 2026
On January 5, FHFA Director Bill Pulte commented on an X post he made earlier in the day to add that “…we are in receipt of the Mortgage Bankers Association letter about concerns with the Credit Bureaus. I have communicated with the credit bureaus CEOs on...
by Eric J. Ellman | Jan 5, 2026
On January 5, 2026, FHFA Director Bill Pulte posted on X: “I do not understand what the credit bureaus are doing with their pricing – they are inviting a lot of scrutiny that is only intensifying by the day.”
by Eric J. Ellman | Dec 16, 2025
In December 2025, MBA wrote a letter to FHFA urging Fannie and Freddie to reverse course on the required tri-merge for higher credit scores for borrowers. The letter, signed by Bob Broeksmit, president and CEO of the MBA, asks the head of the GSEs to approve a change...
