by Eric J. Ellman | Jul 17, 2026
In July 2026, the CFPB has released its Semiannual Regulatory Agenda published through the Office of Information and Regulatory Affairs (OIRA) as part of the Unified Agenda of Federal Regulatory and Deregulatory Actions. The agenda points to likely regulatory activity...
by Eric J. Ellman | Jun 30, 2026
In June 2026, the CFPB announced significant changes to the consumer complaint system. In January 2026, the Bureau solicited comments on how to improve its Consumer Response Intake Form. In connection with that request, the Bureau received 21 comments. In February...
by Eric J. Ellman | Feb 10, 2026
In February 2026, NCRA filed a comment with the CFPB in connection with a Paperwork Reduction Act (PRA) filing. Even though the request for comment is on process, not substance, we used the filing to make two points. First, we ask the Bureau to undertake a substantive...
by Eric J. Ellman | Jan 23, 2026
In December 2025, the CFPB published its annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion.
by Eric J. Ellman | Sep 24, 2025
In December 2024, the CFPB issued an Advance Notice of Public Rulemaking (ANPR) seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies concerning coerced...
